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Nigerians to Stop Paying Five Common Bank Charges from January 2026

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Beginning January 1, 2026, Nigerians will no longer pay several common bank charges as part of the Federal Government’s comprehensive tax reform, which is scheduled to take full effect next year.

The reform, signed into law by President Bola Ahmed Tinubu on June 26, 2025, represents a significant shift in Nigeria’s fiscal and economic framework. It forms part of the government’s broader Tax Reform Agenda, which seeks to stimulate economic growth, reduce the cost of doing business, and enhance transparency in tax administration across federal, state, and local levels.

The legislative package, known collectively as “the Acts,” includes four major laws: the Nigeria Tax Act (NTA), Nigeria Tax Administration Act (NTAA), Nigeria Revenue Service Act (NRSA), and the Joint Revenue Board Act (JRBA). Together, they are expected to modernize Nigeria’s tax system and create a fairer environment for citizens, particularly low-income earners, small businesses, and average taxpayers.

List of Bank Charges to Be Abolished

According to Taiwo Oyedele, Chairman of the Presidential Committee on Fiscal Policy and Tax Reforms, five major banking charges will be scrapped beginning January 2026. Oyedele shared the update in a post via X (formerly Twitter), outlining the charges that will no longer apply to Nigerian bank customers.

These include:

Electronic Money Transfer Levy (EMTL):
The ₦50 levy previously charged on electronic transfers below ₦10,000 will be completely removed.

Stamp Duty on Salary Payments:
All salary-related transactions will now be exempt from stamp duty, offering relief to millions of Nigerian workers.

Stamp Duty on Government Securities or Share Transfers:
Transfers involving government bonds, shares, and other securities will no longer attract stamp duty charges.

Stamp Duty on Stock and Share Documents:
Documents used for transferring stocks and shares will be exempt from stamp duty, reducing costs for investors and capital market operators.

Intra-Bank Transfers:
Self-transfers within the same bank account will no longer attract the ₦50 electronic transfer levy.

A section of the new tax law explicitly states:

“Electronic transfer or electronic receipts of money below ₦10,000 or its equivalent in other currencies, transfers for salary payment, and intra-bank self-transfers are exempted.”

Oyedele explained that these changes were introduced to reduce the financial pressure on Nigerians, encourage digital banking adoption, and foster a cashless economy.

Broader Tax Exemptions Introduced

Beyond the banking sector, the new tax framework provides several Value Added Tax (VAT) exemptions and zero-rated categories to cushion the effect of inflation and improve citizens’ welfare.

The following goods and services are now zero-rated or VAT-exempt, attracting 0% VAT:

Basic food items

Rent payments

Educational and healthcare services

Pharmaceutical products

Agricultural inputs

Disability aids, baby products, and sanitary items

Transportation services

Sales of land and buildings

Electric vehicles

Additionally, small businesses with annual turnover below ₦100 million are exempt from charging VAT, offering significant relief to micro, small, and medium enterprises (MSMEs).

VAT exemptions will also continue to apply to diesel, petrol, solar energy equipment, and humanitarian supplies, which remain suspended or exempt under current government policies.

CBN Banking Charge Guidelines Remain in Effect

Earlier in 2025, the Central Bank of Nigeria (CBN) released a revised Guide to Bank Charges, detailing permissible fees for financial institutions.

Under this guideline:

Cash deposits above ₦500,000 attract a 2% charge for individual accounts.

Cash withdrawals above ₦500,000 attract a 3% charge.

However, these fees will now be reviewed in light of the government’s tax reforms, which aim to simplify financial transactions, eliminate overlapping charges, and promote accountability within the banking system.

Reform Expected to Boost Economic Confidence

Economic analysts believe the new tax regime will enhance confidence in Nigeria’s financial system, particularly among small and medium-scale enterprises (SMEs) that previously struggled under multiple levies and transaction charges.

Mr. Oyedele emphasized that the reform aligns with global best practices in tax and fiscal management, adding that it is designed to create a more inclusive and equitable economic environment.

He noted that the abolition of five major bank charges is a step toward fairness and transparency, ensuring that Nigerians keep more of their income while businesses face fewer obstacles in financial operations.

“The government’s objective,” Oyedele said, “is to strike a balance between effective revenue collection and economic growth, ensuring that taxation supports rather than stifles productivity.”

The Road Ahead

As the reforms take effect in January 2026, the Federal Government has pledged to work closely with banks, financial institutions, and stakeholders to ensure smooth implementation.

Experts say that if properly enforced, these changes could improve financial inclusion, increase disposable income, and strengthen consumer confidence — helping to reposition Nigeria’s economy for sustainable growth in the years ahead.

DAN Urges FG to Declare State of Emergency on Diabetes as Cases Surge Past 11 Million

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The Diabetes Association of Nigeria (DAN) has called on the Federal Government to declare a state of emergency on diabetes care, citing an alarming surge in the number of Nigerians affected by the disease and the growing death toll linked to poor management and rising treatment costs.

According to the National President of the association, Professor Ejiofor Ugwu, about 11.4 million Nigerians are currently living with diabetes. He, however, warned that the true figure could be significantly higher, as many people remain undiagnosed due to lack of regular screening and weak health monitoring systems across the country.

Ugwu, in a statement to commemorate the 2025 World Diabetes Day, disclosed that only a third of diagnosed patients in Nigeria currently receive adequate treatment. Even among those on medication, only about one-third achieve good control of their blood sugar levels — an indication of how deeply the crisis has penetrated the nation’s healthcare system.

World Diabetes Day, marked annually on November 14, is a global campaign spearheaded by the International Diabetes Federation (IDF) and endorsed by the United Nations to promote awareness, prevention, and improved access to care. This year’s theme, “Diabetes and Well-being,” draws attention to the social and economic challenges faced by diabetic patients, as well as the urgent need to make care affordable and accessible.

A Growing Public Health Concern

Professor Ugwu explained that diabetes mellitus is a chronic metabolic disease caused by persistently high blood sugar levels (hyperglycemia), which can lead to damage of vital organs such as the kidneys, heart, eyes, and nerves. The condition arises from either a deficiency in insulin — a hormone produced by the pancreas — or the body’s inability to use insulin effectively.

He outlined three major types of diabetes:

Type 1 diabetes, which mostly affects children and adolescents;

Type 2 diabetes, which accounts for about 85% of all global cases and predominantly affects adults; and

Gestational diabetes, which occurs during pregnancy and can lead to complications for both mother and child.

Ugwu identified poor dietary habits, physical inactivity, and obesity as major modifiable risk factors, while age and family history remain non-modifiable contributors.

Globally, he revealed that about 589 million people — approximately one in every ten adults — are living with diabetes, and that number continues to rise rapidly. Each year, an estimated 6.7 million deaths are linked to diabetes-related complications, a figure that surpasses the combined death rates of HIV, tuberculosis, and malaria.

Disturbingly, 75% of these deaths occur in low- and middle-income countries, where healthcare systems are underfunded and preventive care is limited. Most victims are below the age of 60.

The Nigerian Reality

In Nigeria, diabetes ranks among the top 10 killer diseases, yet it receives minimal attention compared to infectious diseases. Professor Ugwu described the current situation as an epidemic that has left millions of families struggling with untold hardship, disabilities, and deaths.

He noted that the country’s fragile healthcare infrastructure, shortage of trained medical personnel, and the rising cost of medications — up by over 500% in the past three years — have made effective management nearly impossible for the average citizen.

“The average monthly cost of managing diabetes now ranges between ₦100,000 and ₦120,000,” Ugwu said, adding that many Nigerians can no longer afford consistent treatment. “As a result, patients are turning to prayers and alternative medicine as their only hope for survival, leading to severe complications and premature deaths.”

The DAN President estimated that diabetes kills at least 30,000 Nigerians every year, placing the country among those with the highest diabetes-related mortality rates globally. Yet, he lamented that there is still no national database or survey to accurately determine the prevalence and impact of the disease.

A Call for Urgent Government Intervention

To address the growing crisis, DAN urged the Federal Government to develop and implement a comprehensive National Diabetes Policy and Strategic Plan that will guide prevention, treatment, and data-driven research.

Ugwu called for immediate government subsidies on essential diabetes medications and consumables, as well as full tax waivers on their importation to reduce costs and improve availability.

“The Federal Government should, as a matter of urgency, declare a state of emergency in diabetes care and convene stakeholders to design a workable policy that ensures affordable treatment for all Nigerians,” he said. “This policy should also form part of a broader strategy for non-communicable disease management.”

The endocrinologist further urged the government to revive and expand the Sugar-Sweetened Beverages (SSB) tax, which was discontinued in June 2024, and increase it to ₦200 per litre. He emphasized that revenue generated from the tax should be dedicated to funding diabetes and non-communicable disease prevention initiatives.

“Reviving the SSB tax and raising it from ₦10 to ₦200 per litre will help curb excessive sugar consumption and create a steady funding source for diabetes care,” Ugwu stated.

Policy and Healthcare Reforms Needed

The DAN President also recommended that the National Health Insurance Scheme (NHIS) be expanded, particularly in rural communities, and made more comprehensive and affordable. He called for the inclusion of blood glucose test strips in the NHIS benefits package to encourage regular testing and monitoring among patients.

He further proposed the creation of a National Diabetes Registry, which would serve as a central database for monitoring prevalence, treatment outcomes, and emerging trends. Strengthening primary healthcare centres to manage uncomplicated diabetes cases was also emphasized as a key step in decentralizing care.

“A National Diabetes Registry is long overdue in Nigeria,” Ugwu stressed. “Accurate and reliable data are critical for planning, funding, and improving health outcomes.”

The Way Forward

Professor Ugwu concluded by highlighting the need for an immediate, well-coordinated national survey on non-communicable diseases to provide the data necessary for informed policymaking and sustainable health interventions.

He warned that failure to act urgently could lead to an even greater public health disaster in the coming years.

“Diabetes is silently destroying lives and draining family resources,” he said. “Without decisive government action, the burden will continue to grow, threatening both national productivity and the wellbeing of millions of Nigerians.”

NIQS: Corruption Threatens Sustainability of Nigeria’s Mortgage System

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Nigeria’s mortgage system is being undermined by pervasive corruption in the housing and financial sectors, making homeownership increasingly unachievable for many individuals, according to a warning from the Nigerian Institute of Quantity Surveyors.

Azeez Ayodabo, the General Secretary of the Nigerian Institute of Quantity Surveyors, has therefore called on the Federal Government to reconsider its mortgage system regulations.

In honor of the Nigerian Institute of Quantity Surveyors’ golden jubilee celebration, he made this announcement during a press conference held at the Lagos Chapter.

“The government should review its policies to make mortgage access more flexible,” he added. The thresholds ought to be modified based on the various income groups. Mortgage loans have to be accessible to people according to their income. For example, a level six or level seven civil servant should not be expected to purchase a three-bedroom maisonette advertised by the government. It is not practical. Bungalows, apartments, terraces, and duplexes should all be included in housing designs so that residents can select what best suits their budget. In this manner, everyone—not just the wealthy—benefits. The dearth of information is another issue. Depending on the applicant’s age and income, the Federal Mortgage Bank of Nigeria offers long-term mortgage windows of up to 30 years, however this information is not commonly accessible. Furthermore, corruption has permeated every aspect of the mortgage market. To obtain loans intended for the general public, many people take advantage of contacts with the government.

Thus, the mortgage system has indeed been undermined by corruption. For example, government housing loan recipients were required to construct and market three-bedroom bungalows for N7.5 million between 2006 and 2009. Even after subscribers began making payments through mortgage deductions from their salaries, many instead misappropriated the funds and failed to deliver the residences. Because of this, the government was forced to discontinue that mechanism and assume direct authority over mortgage applications. Therefore, it is not just the government that is to blame; citizens too have a part to play.

In terms of cost-effectiveness, we believe that hiring quantity surveyors is necessary. One of the most common errors committed nowadays is hiring QSs for a portion of a project merely in order to create the Bill of Quantities, and then excluding them later. Wastage and a lack of cost control result from this. In order to guarantee quality and avoid cutting corners, the QS is essential. For example, if the contractor replaces the required 16 mm reinforcement with a lesser grade, a quantity surveyor on site can detect this through documentation checks and valuation. This establishes responsibility and guarantees the integrity of the project. The quantity surveyor plays an extensive and vital role. Therefore, we implore the public and the government to identify and involve the appropriate specialists in their appropriate roles.

Speaking about the value of quantity surveyors, the chapter chairman, Rilwan Balogun, pointed out that they needed to be more deeply involved, particularly in infrastructure.

progress.

“Too often, their expertise is limited to building projects, while there are enormous opportunities in heavy engineering, civil engineering, oil and gas, and other major infrastructure sectors,” he clarified. The call to action is for increased inclusion since government and private clients can assure economic efficiency, promote transparency, and obtain better value for their money by forming consortiums.

“The Renewed Hope Agenda of the current government aims to reposition the economy, but without the technical and financial discipline that QS consortiums bring, this goal cannot be realized.” Projects like the Lagos–Calabar Coastal Highway are controversial, which emphasizes how crucial early QS engagement is from conception to completion. Consortiums could have prevented problems with exorbitant expenditures and a lack of transparency if they had been involved from the start. The crucial checks and balances that guarantee cost control and accountability are gone when engineers are the only ones who plan, estimate, and carry out the project.

The continuous argument between the Bill of Mechanical and Electrical and the Bill of Quantities also reflects this imbalance. Instead of the BME, which is solely utilized in Nigeria, the BOQ, which is created by a quantity surveyor or cost engineer, is the internationally recognized document. While BMEs frequently lack depth and clarity, a well-prepared BOQ is thorough, transparent, and detailed, detailing every nail, bolt, and reinforcement required for construction. While BME documentation may result in significant differences and waste, the BOQ guarantees accuracy and restricts cost fluctuation to roughly 5%. Therefore, it is important to reiterate that the primary duties of a quantity surveyor are cost estimation, appraisal, and control.

The idea that quantity surveyors play no part in building collapse is incorrect. By outlining material requirements and workmanship standards within the BOQ, QSs really serve a preventative purpose. Regrettably, in order to save money, contractors or clients may get around these requirements by utilizing inferior materials or fewer reinforcements, which ultimately jeopardizes structural integrity. As a result, the government ought to require BOQs to be submitted as part of the construction approval procedures. This would lessen the number of abandoned or subpar buildings by enabling authorities to evaluate both the project’s cost and the developer’s financial ability to carry it out. QSs’ essential role in guaranteeing quality and safety in the built environment is further supported by their membership in the Building Collapse Prevention Guild.

The Deputy Chairman, Femi Falusi, pointed out that the difficulties become more complicated with the development of technology.

“As my chairman correctly noted, with the advancement of technology, many allied professionals now believe they can perform the work of QSs,” he stated. As a result, there has been extensive intrusion into our workspace. Since QS software is now available, some non-QSs try to conduct cost estimating tasks and create bills of quantities using it. As a result, there are now more professionals and outsiders vying for fewer open positions, which has increased competitiveness.

We are pushing for more robust policy measures to address this. We hope to change government policy through programs like the DLA so that all bills of quantities or cost estimates submitted for building approval have to be written and stamped by a qualified quantity surveyor. Enforcing such a policy will assure responsibility and assist prevent professional invasion.

Lastly, we acknowledge that technology is here to stay as we consider the future. It offers chances as well as difficulties. In order to improve their professional competence and stay relevant in this changing business, we at the chapter level continue to push our members to utilize digital technologies, embrace innovation, and upskill.

Tinubu Praised by Lagos APC for Staying Neutral in Anambra Poll

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President Bola Tinubu has received praise from the All Progressives Congress Lagos State Chapter for upholding Nigeria’s democracy by remaining impartial in the Anambra governorship race on Saturday.

In a statement released on Monday in Lagos, Mr. Seye Oladejo, the party’s spokesperson, offered the praise.

He claims that Tinubu’s position shows his dedication to holding legitimate elections and advancing democracy.

“By promoting transparency and declining to meddle in the electoral process, the President has once again demonstrated that he remains the most credible defender of Nigeria’s democracy,” Oladejo stated.

According to Oladejo, the President’s choice to abstain from meddling in the election strengthened public trust in the electoral process by reaffirming his status as a true democracy.

Additionally, he praised the Independent National Electoral Commission for holding an election that was transparent and credible.

He claims that the way the election was conducted under the new INEC leadership is a daring and invigorating new chapter in Nigeria’s democratic history.

He went on to say that the Anambra election’s results demonstrated the opposition coalition’s disarray and lack of organization.

Oladejo claimed that the election revealed the coalition’s “paper-thin” structure, characterizing it as a collection of “political wanderers and competing egoists.”

He claims that the outcome demonstrates the so-called coalition’s lack of organization, vision, and national appeal.

He declared, “A group should stop dreaming of national victory if it cannot win in its own stronghold.”

Oladejo continued, “The APC will continue to focus on governance and reforms aimed at improving the lives of Nigerians, while the opposition looks for excuses.”

The only political organization with national depth, structure, and discipline, he claimed, was still the ruling party.

“The Anambra election serves as a warning to the opposition that emotional blackmail is no longer an option,” he declared.

After receiving 422,664 votes, INEC announced on Sunday that All Progressives Grand Alliance candidate and current governor Charles Soludo had won the Saturday election.

Nicholas Ukachukwu of the APC, Soludo’s closest opponent, received 99,445 votes.

In a similar vein, John Nwosu of the African Democratic Congress (ADC) received 8,208 votes, while Paul Chukwuma of the Young Progressives Party (YPP) finished third with 37,753 votes.

Jude Ezenwafor of the PDP received 1,401 votes, while George Moghalu of the Labour Party (LP) received 10,576 votes.

Nigeria’s Presidency Showcases Anti-Terror Efforts Amid US Country of Particular Concern Tag

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Yesterday, the president gave a brief update on the nation’s counterterrorism efforts, including arrests, convictions, and notable drops in terror-related fatalities since 2023.

Following charges of genocide against Christians in Nigeria by US President Donald Trump and the classification of Nigeria as a “Country of Particular Concern” (CPC), the update was tweeted on its verified X handle, @NGRPresident.

Additionally, the US had alluded to potential military action and threatened penalties.

The update coincided with the denunciation by the Nigerian Supreme Council for Islamic Affairs (NSCIA) of the US president’s accusation of genocide against Christian believers and the classification of Nigeria as a country of particular concern as part of an American government plot to destabilize Nigeria.

In a similar vein, the leadership of Muslim Students’ Society of Nigeria (MSSN), Muslim Ummah, and Bauchi State Chapter denounced Trump’s plan to designate Hamas as a terrorist group, calling it unfair and detrimental to the settlement of the Palestinian problem.

The Nigerian government consistently denied the genocide accusation, claiming that terrorism, banditry, and communal violence—rather than religious persecution—are the main causes of the nation’s ten-year security crisis.

The government insisted that people of all religions and geographical locations had died as a result of the security problem, and it persisted in requesting assistance from international allies, particularly the United States, in its continuous efforts to overcome the crippling obstacle.

The statement reiterated President Bola Tinubu’s position that “the security of Nigeria is non-negotiable,” emphasizing that since 2023, increased inter-agency cooperation has resulted in strict measures against terrorists and insurgents.

According to the numbers made public, security services had “vigorously pursued, arrested, eliminated or successfully convicted” radicals connected to some of the deadliest incidents in the nation.

According to the update, since 2024, Nigerian courts have found over 124 terrorists and insurgents guilty, and a number of high-profile suspects, such as Ansaru leaders, those connected to the 2022 Owo Church massacre, and those involved in the Yelwata reprisal killings in Benue, were on trial.

The federal government also outlined a number of counterterrorism initiatives, such as bolstered joint security task forces, improved border patrols with regional allies, ongoing joint operations in high-risk areas, higher compensation for attack victims, and increased intelligence cooperation with foreign partners.

The presidency announced, using quantifiable findings, that as of 2025, terror-related deaths in Nigeria had decreased by 81% from 2015. The improvement was attributed to increased interaction with affected communities and counter-insurgency efforts.

Additionally, it showed that more than 124,000 fighters and their dependents turned themselves in to the authorities, and more than 13,000 terrorists were neutralized in the last year alone.

More than 2.1 million internally displaced people (IDPs) have returned to their communities, and many places are seeing restoration and restored stability, according to the presidential message.

In order to boost reintegration efforts, reconstruct damaged settlements, and facilitate rehabilitation, the government said it also implemented a Resettlement Scheme for Persons Impacted by Conflict.

Nonetheless, the administration persisted in advocating for international cooperation, stressing that international assistance is still essential for breaking up terror networks that operate internationally.

NSCIA: US Pretext to Destabilize Nigeria: Alleged Christian Genocide

The Nigerian Supreme Council for Islamic Affairs (NSCIA) condemned the accusation of genocide against Christians and the designation of Nigeria as a country of particular concern, claiming they are part of an American government plot to destabilize Nigeria. At a press briefing yesterday, NSCIA Secretary General Professor Ishaq Oloyede reaffirmed this stance in response to Trump’s accusations of ongoing genocide against Christians and his threat to authorize the US to strike Nigeria if no meaningful action was made to stop the atrocity.

According to Oloyede, all Nigerians, regardless of their ethnicity or religion, were suffering unimaginably as a result of the country’s complicated and terrible ongoing security issue.

He emphasized that Amnesty International, which conducted a thorough investigation into the country’s insecurity and concluded that there was “no evidence of a religious motivation” to classify it as genocide, has confirmed that many parts of the country are experiencing horrific savagery against Muslims and Christians, Imams, and priests.

“On behalf of the Nigerian Muslim Ummah, the Nigerian Supreme Council for Islamic Affairs (NSCIA), following its Expanded General Purpose Committee (EGPC) meeting earlier today, convenes this conference to condemn the recent threat against the sovereignty of our nation,” said Oloyede.

Since we view the deaths of Muslims as a matter of national security rather than a religious conflict, we have not been drawing attention to them. The world is aware that some unpatriotic and Islamophobic Nigerians wrote a dangerous script, spread it in Western circles, particularly in the US, and attracted the attention of the US government’s top officials, who are mistakenly led to believe that Nigeria is experiencing a “Christian genocide.”

Every right-thinking Nigerian was alarmed when Mr. Donald Trump, the president of the United States, called our nation “disgraced.” This is because an ally who is committed to helping a sovereign nation “completely wipe out the Islamic terrorists who are committing these horrible atrocities” would offer to help and collaborate with the nation rather than using such language to describe a country it aims to partner in wiping out the terrorists.

Although several nations, including China, Saudi Arabia, and Myanmar, have also been named “Countries of Particular Concern,” the current context of “what Nigeria will not like” implies that the plan is a ruse to destabilize our nation. /

“It reaffirmed the findings of the 2022 Armed Conflict Location & Event Data Project (ACLED) report, which concluded that anti-Christian persecution was not the primary cause of violence in Nigeria because Muslims and adherents of other faiths were also severely impacted.”

There was no “Christian genocide” in Nigeria, according to NSCIA. According to Article II of the 1948 United Nations Convention on the Prevention and Punishment of the Crime of Genocide 9 and Article 6 of the Rome Statute 11, the accusation was a crime with a specific “intent to destroy, in whole or in part, a national, ethnical, racial or religious group.”

According to the council, Muslims who disagreed with Islamist Jihadists-ISWAP and Boko Haram were “dissidents and were killing both Muslims and Christians and demolishing Mosques and Churches.”

In addition to supporting the claim made by US Congressman Scott Perry in his testimony that the US Agency for International Development (USAID) was funding the operations of Boko Haram and other terrorist organizations in Nigeria and other countries, NSCIA accused the US of founding Al-Qaeda, which is being portrayed as Islamic.

It argued that unrelenting desertification and climate change, which dried up water sources and ruined pastures in the far-northern Sahelian area, were the true causes of violence in Nigeria.

“This is a desperate southward migration of herders seeking survival, not a ‘Islamist invasion,'” stated Oloyede. Herders are forced to compete directly and frequently violently with sedentary farming groups over limited land and water resources as a result of this climate-driven migration.

Traditional methods of resolving disputes have been undermined, and historic grazing reserves have been lost to growing settlements. This is the focal point of the farmer-herder conflict in Northern Nigeria’s Plateau, Benue, and other middle belt states.

Criminal activity is the second driver. Grinding poverty, widespread youth unemployment, drug misuse, porous borders, and the decades-long spread of small arms and light weapons are all contributing causes to banditry in the North-West, North-East, and South-East. Importantly, it is also fueled by illegal artisanal mining of solid minerals, as academics have pointed out.

Bandits and criminal organizations loot communities and uproot people, leaving an uncontrolled area for their illicit mining activities. There is nothing Islamic about this ruthless, well-organized crime ring for resources. More than 1,200 Muslims have perished in the Zamfara, Katsina, and Sokoto axis at the hands of the same bandits who are motivated by criminality rather than ethnicity or religion.

The United States Department itself claimed that “banditry and other criminality, not animosity between particular religious groups… were the primary drivers” of intercommunal violence in its 2022 Report on International Religious Freedom, according to NSCIA. There is no religious conflict here.

Then, we cannot ignore how Nigerian violence has been made possible over a long period of time by poor government. Research has shown how widespread corruption, a lack of accountability for violations of human rights, and a failure to provide individuals with basic security have all contributed to the development of impunity throughout time.

“Criminals and militias flourish when the state fails to protect anyone.” Some have referred to this as a “massive state failure” rather than a state-sponsored “genocide.”

In order to energize their domestic evangelical base and win votes in Texas and West Virginia, the council accused foreign instigators—particularly some American politicians, such as Senator Ted Cruz and Congressman Riley Moore—of disseminating the false narrative of a mass murder of 50,000–100,000 Christians in Nigeria.

According to NSCIA’s regulatory filings in Washington, D.C., domestic instigators, especially separatist organizations like Biafra Republic Government In-Exile, which it claimed was hatching political/economic, but not religious, agendas by outspending the federal government on lobbyists, aided and abetted the foreign actors.

“And what is their core message?” asked NSCIA. According to the documents, their main goal is to bring up the subject of “Christian killings” on Capitol Hill. This political separatist organization uses religious identity as a weapon to further its objective of dividing and balkanizing Nigeria.

“These million-dollar lobbyists bombard Washington with manipulated footage and fictitious data. They cite 52,000 Christian deaths since 2009—a figure that Open Doors declines to support.

Additionally, as we’ve already mentioned, there is a network of Nigerians both domestically and internationally who have made a significant profit from self-flagellation. These crisis entrepreneurs take use of religious animosity transactions as quick routes to popularity and international renown.

To obtain speaking engagements, financial benefits, or privileged refugee status in the West, they invent or decontextualize allegations of persecution. There is ample proof in the media that certain religious leaders and elites made the bogus claim for nonreligious reasons. Some of them start a fire while feigning to put it out. We denounce these people for lying and doing things that are almost treasonous.

“For this reason, the council is deeply disappointed by the CAN President’s false declaration, which has now demonstrated unequivocally that those spreading the falsehood were, in fact, acting out CAN scripts.”

Muslim Ummah opposes Trump’s Hamas policy and supports Nigeria’s position on the Palestinian issue

Trump’s designation of Hamas as a terrorist organization was denounced by the Muslim Ummah, Bauchi State Chapter, and the leadership of the Muslim Students’ Society of Nigeria (MSSN), who said it was unfair and detrimental to peace in the Palestinian problem.

However, they called for an unconditional ceasefire and the removal of Zionist forces from Gaza, expressing support for the federal government’s advocacy for justice for Palestinians.

The National Islamic Center, Zaria, issued the call in a communiqué following a session on leadership development.

The MSSN, Bauchi Area Unit leadership met over the weekend at Sultan Muhammad Saad Abubakar Hajj Camp in Bauchi.

In addition to denouncing the ongoing banditry and kidnappings, the communiqué, which was signed by Professor Abdullahi Lare Amaoo, Chairman of the Communiqué Drafting Committee, called on stakeholders and security agencies to step up their efforts to counter these threats.

It voiced profound concern about the widespread corruption that permeates society at all levels and urged swift, coordinated action to prevent the country from collapsing.

The Muslim Ummah emphasized that in order to ensure the survival and prosperity of the country, piety (Taqwa) was a crucial leadership quality.

The nation’s widespread poverty and misery were again emphasized in the communiqué, underscoring the pressing need for practical solutions.

In response to security concerns, the Ummah encouraged security agencies and stakeholders to step up their efforts to combat the ongoing kidnappings and banditry.

They called for an unconditional ceasefire and the evacuation of Zionist forces from Gaza, expressing support for the federal government’s struggle for justice for Palestinians.

The goal of the Muslim Ummah was described by Professor Muhammad Babangida Muhammad, National Ameer, who emphasized its role in guaranteeing the people’s spiritual, physical, socioeconomic, and moral advancement.

Dr. Usman Bugaje emphasized the need to strike a balance between obstacles and the skills necessary for efficient management, highlighting the significance of resolving the Ummah’s leadership crisis for stability and healthy growth.

Additionally, the workshop included elections for new state leadership, the establishment of area branches, and the inauguration of their leadership in 20 local government regions.

Federal Government Rolls Out Three Policies to Improve Civil Service Efficiency

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The Federal Government has approved three revolutionary policies—the Rewards and Recognition Policy, the Incentive and Consequence Management Policy, and the Civil Service Mentoring Policy—to improve service delivery and increase productivity in a historic move to fundamentally restructure the Federal Civil Service.

According to a statement released on Sunday by Mrs. Eno Olotu, Director, Information and Public Relations, Office of the Head of the Civil Service of the Federation, the strategic approval was given during President Bola Tinubu’s Federal Executive Council (FEC) meeting.

A new era of performance-driven governance, strategic talent development, and increased accountability is heralded by this historic development. These elements are intended to work together to inspire employees, foster an excellence culture, and greatly enhance service delivery to the Nigerian people.

These policies are essential to Staff Welfare and Enhanced Value Proposition of Civil Servants, one of the six pillars of the Federal Civil Service Strategy and Implementation Plan 2021–2025 (FCSSIP25), and they are compliant with the 2021 Public Service Rules (060101–060111), according to Mrs. Didi Esther Walson-Jack, Head of the Civil Service of the Federation (HCSF).

The Head of Service praised Mr. President for his steadfast dedication to changing the civil service and fostering an efficient, productive, incorruptible, and Citizen-Centric (EPIC) workplace culture. He also said that the approval is a clear indication of the government’s commitment to rewarding excellence, appreciating public servants, and methodically developing the next generation of leaders.

The Rewards and Recognition System policy creates a thorough and strong framework with the goal of increasing productivity through the recruitment, development, and retention of the best personnel in the service.

It is purposefully made to encourage a culture of innovation, quality, and ongoing development, which will boost institutional performance as a whole.

The Incentive and Consequence Management Policy creates a fair, transparent, and transparent system where underperformance is addressed through structured consequences and high performance is appropriately rewarded.

In addition to offering avenues for assistance and growth for individuals in need of improvement, the policy is intended to advance justice and accountability at all levels.

In addition to being a strategic investment in the civil service’s future leadership, the Civil Service Mentoring Policy seeks to close important experience gaps and enable the methodical transfer of institutional knowledge.

It will ensure continuity and sustained excellence by protecting priceless institutional memory from the wave of retirements and providing the next generation with the necessary skills, values, and ethical foundation for strategic leadership.

The HCSF reaffirmed that Mr. President’s approval of the policies’ implementation is more than just an administrative milestone; it is the cornerstone that will support the development of a contemporary, flexible, and empowered civil service.

She gave government servants the assurance that their hard work would be acknowledged, their greatness would be rewarded, and their development would be supported.

Walson-Jack emphasized that her office is steadfastly dedicated to creating a top-notch service that can fulfill the aspirations of the Nigerian people and propel the country’s advancement.

Moghalu Breaks Silence on Losing His Polling Unit in Anambra Election

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George Moghalu, the Labour Party’s candidate for governor of Anambra State, has explained why he lost his polling place on Saturday.

During an interview on Channels Television’s “Sunday Politics,” Moghalu attributed his defeat in his polling unit on vote-buying by some of the candidates.

He said that he declined to participate in vote-buying because he could not afford to match the sum of money that other candidates were giving voters.

He claimed that because of their financial difficulties, a large number of voters in his voting place gave in to the lure of money.

Yes, since I was unable to pay the amount that was being paid. I was unable to make the payment and declined to participate.

What do you expect my people to do when they have too much money to buy votes? Many of them are in poverty, which is why they fell, he said.

Moghalu specifically charged that the All Progressives Grand Alliance (APGA), the ruling party in Anambra, was primarily responsible for the purported vote-buying.

He disclosed that a number of party operatives were spotted wearing APGA party tags, some of whom had been arrested for buying votes.

There is evidence that some of them were observed buying votes.

“A commissioner was also caught on camera purchasing votes in my specific constituency,” Moghalu continued.

Nigeria’s Ballooning Airfares Linked to Rising Federal Government Levies

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Jet A1 costs, fluctuating foreign exchange, or shifting operational expenses are typically the culprits when airline ticket prices rise. However, another increasingly significant culprit in Nigeria today is the ever-growing network of taxes imposed by the government.

The Nigeria Civil Aviation Authority (NCAA) has informed airlines that it will start collecting an extra $11.50 per international ticket through the Advance Passenger Information System (APIS) on December 1, 2025.

According to the agency, the tax will be collected at the time of sale and sent by the issuing carrier. The new cost is simply the most recent addition to a lengthy series of taxes and surcharges that, for many travelers, transform a headline fare into something quite different when they check out.

The total cost of the tickets is staggering. The typical foreign visitor to or from Nigeria today has to deal with a plethora of mandatory fees, which frequently consist of:

The Federal Airports Authority of Nigeria (FAAN) levies the traveler Service Charge (PSC), which is typically stated to be around $100 per international traveler from non-West African nations or $80 for West African nations.

NCAA security levy: Prior to the APIS hike, this long-standing security fee was typically stated at $20 per international ticket.

Ticket Sales Charge (TSC): Passengers are also required to pay this percentage levy, which is approximately 5% of the ticket value.

The NCAA’s $11.50 APIS fee will go into effect on December 1, 2025.

When service fees, airline surcharges, and foreign exchange-driven rate rises are taken into account, independent analysts estimate that the total cost of a ticket for a Nigerian resident traveling abroad can approach, and frequently surpass, $150. Nigeria is among the most expensive countries in Africa for taxed aviation travel, according to that figure.

The APIS levy has been presented by the NCAA as a security and border management project. According to the agency, the system’s data will be utilized to pre-screen travelers and establish a single-window approach for airport agencies. The authority added that the fee is meant to serve as a means of recovering costs associated with the upkeep and operation of the system. The levy is expected to last for 20 years.

Despite that justification, the accountability and the math pose significant concerns. Several outlets calculated that the NCAA could earn between $46 and $49 million annually from the APIS levy using pre-existing passenger traffic data. This stream would add up to almost $1 billion over a 20-year period (estimates usually range from $989 million to $1.0 billion depending on exchange-rate assumptions). These amounts are enormous, dwarfing many single-year allocations that are frequently addressed in the budgeting of the aviation sector.

It spent several hours at the Murtala Muhammad International Airport in Lagos, where it spoke with travelers about the practical implications of the additional fee. Their voices perfectly convey the frustration and confusion that many people who already have limited travel funds experience:

One young man remarked, “I’m traveling for my sister’s graduation,” while standing in line to check in. “That additional $11.50 may not seem like much, but when you factor in the airport taxes and PSC, it becomes a second ticket. That is unjust.

“We pay VAT, ticket charges, security levies – and now this,” a businesswoman traveling to London said. You perceive yourself as being taxed simply for being alive.

After returning from vacation, an elderly couple said, “Pensioners travel on small budgets.” Travel is becoming a luxury due to airfare rises, which forced us to cancel once.

“If prices continue to rise, young people will stop going abroad for study or work visits,” a student stated plainly while holding one backpack. This is not very visionary.

These intimate photos highlight the fact that the discussion is not just financial but also social and economic. Increased ticket costs run the danger of decreasing outbound travel, rerouting transit traffic to other West African hubs, and putting pressure on airlines that are already struggling to make a profit. Stacked taxes undermine competition and may encourage travelers to take flights through neighboring nations with lower taxes, according to a number of airlines and industry representatives.
Beyond the burden on travelers, accountability is the main concern. The fee, which is ostensibly a cost-recovery measure, has been set by the NCAA to run for 20 years.

The regulator was asked to respond to a question on how the funds will be ring-fenced. What public reporting, auditing, and governance systems will direct the expenditures? Will real APIS operating costs and passenger volumes be compared against the levy on a regular basis? Who will manage the system’s project procurement? These questions have not yet been addressed. As of the time of publication, the NCAA had not responded to a request for comment.
There are other, more specific questions that need for honest responses. Consider this: Overlap and repetition: How would APIS relate to the duties of the Nigeria Immigration Service (NIS) and other agencies as well as the current security levies? Is the goal really to streamline or is it just to collect extra fees if several entities examine passenger data?
Exemptions and equity According to the NCAA memo, newborns, diplomats, and crew are excluded. Will there be more relief categories (students, Nigerians in the diaspora traveling for medical reasons), and how will exemptions be handled to prevent abuse?

Economic impact modeling: What independent study was conducted to evaluate the impact of the fee on airline routing choices, passenger demand, and the larger tourism and expatriate remittance sectors?

Transparency across the 20-year period: Detailed, continuous public reporting is necessary for a two-decade collecting plan, not simply a single letter. Will project updates, audited accounting, and yearly receipts be released by the NCAA?

Both industry organizations and consumers have argued that new taxes should only be implemented following extensive stakeholder consultations, explicit transparency safeguards, and observable increases in efficiency.

Speaking to other media, a number of airline executives emphasized that blanket tariffs are blunt tools that can backfire, penalizing regular travelers and diverting traffic from other airports.

In theory, the NCAA’s declared objectives—a single-window data system and enhanced border security—are not debatable. Numerous nations use APIS or comparable systems. However, whether or not individuals can perceive the value for the money and whether or not revenue collection is subject to independent oversight serve as the benchmark for public acceptability.

This episode will be evaluated based on whether it repeats or deviates from Nigeria’s aviation industry’s historical struggles with opaque project funding and poor infrastructure promise fulfillment.

For the time being, passengers will still experience pressure at the ticket booth. When paired with the PSC, TSC, and other fees, the NCAA’s new $11.50 levy is minor on its own but significant overall. This helps to explain why the actual cost of flying from Nigeria is frequently more than many travelers anticipate.

The solution is straightforward in theory but difficult in practice if the regulator wants the public to trust a 20-year revenue plan: publish the figures, open the books, respond to the inquiries, and repeatedly demonstrate how the funds enhance security and service rather than just filling accounts. In the interim, the levy will appear more like an unseen travel tax than a security improvement.

El-Rufai: ADC Poised to End Insecurity, Economic Hardship in Zamfara

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Malam Nasir El-Rufai, a former governor of Kaduna State, has called for Zamfara State citizens to become members of the African Democratic Congress (ADC) as part of larger initiatives to solve the state’s and the nation’s growing security and economic issues.

The former All Progressives Congress (APC) chieftain reportedly made the plea on Sunday, November 9, while speaking to ADC supporters in Gusau. During his speech, he described the party’s plan for boosting food production in Zamfara, stabilizing the economy, and enhancing security.

The former governor urged party members to stick together and refrain from taking any steps that would impede the party’s advancement.

Additionally, he emphasized that in order to increase grassroots knowledge of ADC’s programs, cooperation with youth and women’s organizations is essential.

Before the 2027 elections, he urged locals to get their Permanent Voter’s Cards ready.

El-Rufai’s visit, according to Abubakar Atiku, the Deputy National Organizing Secretary of the ADC, is a significant boost to ongoing initiatives to improve internal collaboration and stability among members in Zamfara.

Alhaji Kabiru Garba, the State ADC Chairman, stated that women and young people from all 14 local government districts in the state attended the event, pointing out that the party is still expanding and gaining new members.

Local politicians, Islamic scholars, and community stakeholders also attended the event and reiterated their interest in the ADC’s ideas for inclusive governance, economic revival, and security in Zamfara.

Governor Soludo’s Uphill Journey Toward Re-election in Anambra

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The off-season governorship election for the state of Anambra has passed. In addition, the election turned out to be one of the easiest in the state’s history for the governorship, despite the fact that many had previously projected Soludo’s victory well in advance.

Nearly two years ago, preparations for the State Governorship Election began with growing resistance, initially from the late Senator Ifeanyi Ubah and later from other opposition leaders who repeatedly uttered the phrase “remove Soludo.”

Opposition politicians remained adamant about their intention to remove Soludo despite efforts that were enthusiastically praised by both high-profile and common people. They even used tragedies as campaign tactics.

It wasn’t a happy time for Soludo either, since the state was always in the news for the wrong reasons due to the insecurity that had afflicted it.

For instance, while Soludo was working on ground-breaking projects, such as building roads in areas of the state where none had previously existed, revitalizing primary, secondary, and tertiary healthcare facilities, and reintroducing pipe-borne water, negligent incidents, such as the murder of a state indigenous person by renegades, the abuse of locals by local security, or even an altercation between tax collectors and an individual, were escalated to discredit the governor.
Unfortunately for Soludo, he took office as governor during a period when criminals disguising themselves as freedom fighters exploited the sympathy of marginalization to gain support, causing havoc and annexing areas of the state. Soludo introduced the new Anambra Homeland Security Law early this year after realizing that the hoodlums’ actions were hurting his efforts in the state. He then established Agunechemba and a joint military operation called Udogachi.

One could argue that the governor is fully aware of when and how to strike. Although many Anambra people applauded him for solving the crime and saving many towns from the clutches of murderers, his opponents were not satisfied despite the fact that the actions of criminals disguising themselves as separatists predates his tenure. Every unpleasant episode increased and became a national problem, but fortunately for the governor, the Anambra people remained loyal to him after witnessing the difference between his abilities and those of others.

Even when Senator Ifeanyi Ubah, his main opponent, passed away, others persisted in calling him a one-term governor. However, Soludo maintained his concentration and persisted in his task, stating that “mine is an agenda with a deadline.” The Anambra folks hired me after I submitted a bid for the position. He often said, “My employment can only be renewed by them.” Combining his campaign with his work at the office, Soludo insisted that his job should never be compromised because he was running for reelection.

During the election, Soludo faced challenges from fifteen different parties, religious groups, and zonal backgrounds; yet, he maintained his religion, joggling work, and campaign. Soludo continued to be the only candidate who made campaign visits to each of the state’s 179 municipalities. Even more fascinating was the fact that the indigenous people in every village he visited were quick to praise him and highlight the historic tasks he completed for them. When communities started contributing to Soludo’s candidacy, his acceptability became evident. Citing his ability to rule, every community he visited contributed tens of millions of dollars to support his reelection. This was in contrast to what was often possible, where communities wait for politicians to give them money in exchange for their support.

As anticipated, the Anambra people loudly declared their support for Soludo during last Saturday’s election. When announcing the election’s outcome, the Independent National Electoral Commission (INEC) was forceful. Professor Edoba B. Omoregie (SAN), the Vice Chancellor of the University of Benin and state collation officer, declared the election’s official results. “There are 2,788,864 registered voters in the state, and there are 598,229 accredited voters for the election that took place on Saturday,” he stated.

Omoregie declared that Prof. Chukwuma Soludo, the APGA candidate, had the highest election score of 422,664. Three of his opponents, Ukachukwu of the APC (score of 99,445), Paul Chukwuma of the YPP (score of 37,753), Moghalu of the LP (score of 10,576), and Nwosu of the ADC (score of 8,208), trailed far behind Soludo’s score, which accounted for 73% of the total votes cast. After calculating the results, Omoregie claimed that 10,481 total voters were impacted in regions where there had been conflicts. However, he added that the data did not match the number of votes between the front-runner and the runner-up, stating that the margin had no bearing on the winner.

“I hereby certify that I’m the returning officer of the election, and I also certify that the election was contested and a winner emerged,” Omoregie declared, announcing Soludo’s reelection. I officially proclaim Soludo Charles Chukwuma elected after meeting all legal requirements and receiving the most votes. I should also mention that the winner received the necessary number of votes in two thirds of the local government. The candidate received a two-thirds mark in each of the state’s twenty-one local government areas.

Since Soludo has acknowledged his win and offered support to the other candidates who ran against him on Saturday, the election is already a given. Additionally, the governor commended President Bola Tinubu for being a democracy and letting the people’s will triumph out. In the border town of Owerre Ezukala, he also grieved for one of his followers, a councillor who was shot and killed soon after casting his ballot.

“This is a moment to say congratulations to Anambra People,” the governor told reporters at his rural residence in Isuofia, Aguata Local Government Area. We were elected four years ago with 112,000 votes, but this time you made a strong statement with 73% of the total. This is a strong statement and a demonstration of solidarity. We won all 21 local governments and only lost six of the 326 wards, which is a very strong message. We are moving forward to gear four in collaboration with individuals from all levels of the state. In a sense, we are in gear three and shifting into gear four. We are grateful to the Anambra people for keeping us on staff. We are grateful to Mr. President, who has shown himself to be an excellent democrat. I express my gratitude to the new INEC chairman. It was his first excursion, and you have demonstrated with this election that you don’t have another chance to make an impression. In Anambra, each election year becomes better and better.

“I believe the election was very free, fair, and credible, with a few exceptions. I am grateful to INEC’s ICT department since, as of last night, they had posted up to 99 percent of the results, and we already knew the outcome of the poll. I tell my brothers, who were also competitors, that since we were all sixteen, there will undoubtedly only be one winner. Even if we’ve had fun and gotten into arguments, we’ll still get together at weekend events and enjoy drinks the Anambra way. I offer you my leadership hand, and together we will improve Anambra. I believe that every minute is spent working for the Anambra people. We have a deadline for our assignment.

Many have said that Soludo’s victory was well-deserved and that he performed well during both his campaign and first term. “This victory is quite deserving,” stated Sly Ezeokenwa, national chairman of the All Progressives Grand Alliance (APGA). The governor put a lot of effort into it, going to each community and soliciting votes. We weren’t surprised by it,” he remarked.